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Rates - Valex Federal Credit Union

LOANS RATES


Account Type

Terms

Annual Percentage
Rate (APR)

New or Used Vehicle
(Car, Truck, Van, Motorcycle)

Up to 84 months*
 

Rates as low as 3.49%*

New or Used Motor Home

Up to 144 months*

Rates as low as 3.49%*

New or Used Boat/Motor/Trailer,Travel Trailer,
Farm & Garden Equipment, Utility Trailer, Jet Ski & ATV's

Up to 96 months*

Rates as low as 4.25%*

Personal Line of Credit

 

Rates as low as 9.75%*

VISA Credit Card

 

Rates as low as 7.9%*

Certificate of Deposit Secured

 

2.00% above pledged CD

Share Secured

 

2.00% above current Share rate

Real Estate

 

Call for current rates and details.

*Rates and terms are subject to qualifications and creditworthiness and may vary by term.
**Rates are valid as of 10/12/2022 and may change at any time without notice.

 

SAVINGS RATES


Account Type

Terms

Dividend Rate

Annual Percentage
Yield (APY)

Share Savings

 

 

 

 Balance of $0.01 - $100.000.00%0.00%
 Balance of $100.01 & Greater0.40%0.40%

Share Draft (Checking)

No Minimum balance required

 

 

 Balance of $0.00 - $1,000.000.00%0.00%
 Balance of $1,000.01 & Greater 0.10%0.10%

Club Accounts/Vacation/Christmas

No Minimum balance required

0.50%

0.50%

Extra Savings 0.35%0.35%

IRA Savings

No Minimum balance required

1.25%

1.25%

6 - 11 Month Share Certificate

$500.00 Minimum balance required 

2.00%

2.00%

12 - 23 Month Share Certificate

$500.00 Minimum balance required 

2.50%

2.50%

24 - 35 Month Share Certificate

$500.00 Minimum balance required 

2.75%

2.75%

36 Month Share Certificate

$500.00 Minimum balance required 

2.50%

2.50%

6 - 11 Month IRA Share Certificate

$500.00 Minimum balance required 

2.10%

2.10%

12 - 23 Month IRA Share Certificate

$500.00 Minimum balance required 

2.60%

2.60%

24 - 35 Month IRA Share Certificate         

$500.00 Minimum balance required 

2.85%

2.85%

*All dividends are paid monthly.
**Rates are valid as of 01.26.2023 and may change at any time without notice.

 

WHAT OUR MEMBERS SAY

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