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LOANS RATES


Account Type

Annual Percentage
Rate (APR)

New or Used Vehicle
(Car, Truck, Van, Motorcycle)
Click to Expand Terms and Rates

New -- 100% MSRP
USED -- 100% NADA Retail
UP TO 120% with GAP

Term

Rate

Maximum Loan Amount

36 Months6.50%Less than $15,000
48 Months6.75%$15,000 - $19,999.99
60 Months6.75%$20,000 - $29,999.99
72 Months7.75%$30,000 - $39,999.99
84 Months7.75%$40,000 or more
New or Used Boat, Jet Ski, ATV, Travel Trailer,
Motor Home, Garden Equipment, and
Licensed Movable Trailers (Utility)
Click to Expand Terms and Rates

New -- 100% MSRP
USED -- 100% NADA Retail
UP TO 120% with GAP

Term

Rate

Maximum Loan Amount

36 Months7.25%Less than $15,000
48 Months7.50%$15,000 - $19,999.99
60 Months8.25%$20,000 - $29,999.99
72 Months8.50%$30,000 - $39,999.99
84 Months8.50%$40,000 - $49,999.99
96 Months9.25%$50,000 - $59,999.99
120 Months9.50%$60,000 or more
144 Months14.50%$70,000 or more
(Motor Homes Only)
Personal Line of CreditRates as low as 9.75%*
VISA Credit CardRates as low as 7.9%*
Certificate of Deposit Secured2.00% above pledged CD
Share Secured2.00% above current Share rate
Real EstateCall for current rates and details.

*Rates and terms are subject to qualifications and creditworthiness and may vary by term.
**Rates are valid as of 10/2/2023 and may change at any time without notice.

 

SAVINGS RATES


Account Type

Terms

Dividend Rate

Annual Percentage
Yield (APY)

Share Savings   
 Balance of $0.01 - $100.000.00%0.00%
 Balance of $100.01 & Greater0.40%0.40%
Share Draft (Checking)No Minimum balance required  
 Balance of $0.00 - $1,000.000.00%0.00%
 Balance of $1,000.01 & Greater 0.10%0.10%
Club Accounts/Vacation/ChristmasNo Minimum balance required0.50%0.50%
Extra Savings 0.35%0.35%
IRA SavingsNo Minimum balance required1.25%1.25%
6 - 11 Month Share Certificate$500.00 Minimum balance required 2.00%2.00%
12 - 23 Month Share Certificate$500.00 Minimum balance required 2.50%2.50%
24 - 35 Month Share Certificate$500.00 Minimum balance required 2.75%2.75%
36 Month Share Certificate$500.00 Minimum balance required 2.50%2.50%
6 - 11 Month IRA Share Certificate$500.00 Minimum balance required 2.10%2.10%
12 - 23 Month IRA Share Certificate$500.00 Minimum balance required 2.60%2.60%
24 - 35 Month IRA Share Certificate         $500.00 Minimum balance required 2.85%2.85%

*All dividends are paid monthly.
**Rates are valid as of 01.26.2023 and may change at any time without notice.

 

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