Drive Into a Better Auto Loan Rate
Shopping for a new vehicle or thinking about refinancing your current auto loan? Valex Federal Credit Union is offering promotional auto loan rates as low as 4.49% APR* for qualified members.
With competitive rates, flexible terms and relationship discounts that can help lower your rate even more, financing your next vehicle with Valex could help you keep more money in your monthly budget.
Auto Loan Special From Valex Federal Credit Union
A new vehicle is a big purchase. Your auto loan does not have to make it feel even bigger.
Valex Federal Credit Union is helping qualified members save with special auto loan rates starting as low as 4.49% APR*. Whether you are buying a new vehicle, purchasing a qualifying used vehicle or refinancing an auto loan from another lender, our team can help you find financing that fits your needs and your budget.
If you are searching for an auto loan in Alexandria, LA, start with a local credit union you already know and trust.
Promotional Auto Loan Rates
Qualified borrowers may be eligible for the following promotional rates:
| Term | Promotional Rate | As Low As With Discounts |
| 36 Months | 4.99% APR | 4.49% APR |
| 48 Months | 5.24% APR | 4.74% APR |
| 60 Months | 5.49% APR | 4.99% APR |
| 72 Months | 5.99% APR | 5.49% APR |
| 84 Months | 6.24% APR | 5.74% APR |
Your Valex Relationship Could Help Lower Your Rate
Already using Valex for your everyday banking? You may qualify for additional rate discounts based on your relationship with the credit union.
Eligible discounts include:
| Active Valex checking account | 0.10% rate discount |
| 15 or more monthly debit card purchases | 0.10% rate discount |
| Direct deposit | 0.15% rate discount |
| Automatic loan payment from a Valex checking account | 0.15% rate discount |
Qualified members can receive up to a 0.50% combined relationship discount, bringing the lowest available promotional auto loan rate to 4.49% APR*.
Buying a New Vehicle?
Before you head to the dealership, talk to Valex about your financing.
Getting your auto loan financing lined up ahead of time can help you shop with a clearer idea of your budget and monthly payment. Promotional rates are available for new vehicle purchases as well as qualifying used vehicles.
Eligible used vehicles include model years 2024, 2025 and 2026, or vehicles with 20,000 miles or less.
Already Have an Auto Loan Somewhere Else?
You do not have to buy another vehicle to take advantage of this special.
If your current vehicle loan is financed with another lender, refinancing your auto loan with Valex could give you access to a more competitive rate. Depending on your current loan terms, a lower rate may help reduce your monthly payment or the amount of interest you pay over the life of the loan.
It is worth taking a look.
Ready to Get Rolling?
Whether there is a new vehicle in your future or you simply want to see if Valex can offer a better rate on your current auto loan, we are here to help.
Explore our special new and used auto loan rates, ask about available relationship discounts and find financing that works for you.
Apply today or contact Valex Federal Credit Union to learn more.
*APR = Annual Percentage Rate. Promotional rates are available to qualified borrowers and are subject to credit approval. Rates shown reflect available promotional pricing and may vary based on loan term, creditworthiness and applicable relationship discounts. Maximum combined relationship discount is 0.50%. Promotional financing is available for new vehicle purchases, qualifying used vehicles and refinances of auto loans currently held by another lender. Existing Valex Federal Credit Union auto loans are generally not eligible for this promotion. Additional terms and conditions may apply. Contact Valex Federal Credit Union for complete details.