We offer a wide variety of loans and credit card options to match your lifestyle. We are proud to offer great rates with a high level of satisfaction.
When you have worked hard to establish excellent credit, you deserve a great deal. With a low fixed annual percentage rate, you can enjoy one of the most competitive rates on the market.
Credit Card Disclosure (pdf)
Are your bills adding up? Do you need a vacation? Does your home need renovating? Signature loans can help and are customized for your needs and budget. Contact our loan department to assist with all of your personal loan needs.
Our signature loans offer:
Other Available Options:
Whether you are in the market for a new home or improving a home you already own, VALEX Federal Credit Union offers you mortgage loan products to meet all your needs. Our Real Estate department offers you personalized, professional, and local service. As an owner of the credit union, your best interests are always in mind.
We offer competitive rates, pre-qualification approvals, and great service to save you time and money. Our real estate team has earned the reputation of being efficient and trustworthy. Contact one of our mortgage specialists today to find out how we can help secure a mortgage loan to meet your needs.
Call or visit the office for current rates and to schedule an appointment.
Share your next loan against your saving or certificate for an incredibly low loan rate!
Our First Time Borrower loans are designed for any member who has no borrowing history and meets financial qualifications. In particular, this loan was designed for credit union members 18 years, or older, in need of a car loan, as well as for those who have always used cash rather than credit.
With a first time borrower loan, get a $1,000 line of credit as well.