Account Charges

NSF/Overdraft Item $30.00
Exception Item $30.00
Automatic Overdraft Transfer $2.00
Stop Payment $20.00
Share Draft Fee if Balance drops below $500.00 $5.00
Share Account Closed Within 6 months of reopening                                                $10.00

Loan Account Charges

Late Loan (Past 10 day Grace Period)  $30.00

Automated/24-Hour Services Charges

Audio Response First 5 Free: $1.00 per after 5
Valex ATM transaction Free
Foreign ATM Transaction $0.75
VISA Check Card/ATM Card Lost $10.00
VISA Check Card/ATM Card Replacement $5.00
VISA Check Card/AATM Card PIN Reissue $2.00
VISA Check Card Overdraft $20.00
VISA Transaction Dispute/Chargeback Denied Free

Internet Options

Virtual Branch Free
Bill Pay (unlimited transactions) Free
Bill Pay Check Copy Free

Miscellaneous Services Charges

Account History System Printout $1.00
Account Research (per hour) $25.00
Cashier's Check $2.00
Check Cashing non-members $5.00 or 10%:  lesser amt
Christmas Club early withdrawal $15.00
Copies of Checks $2.00
Deposit Item Returned Unpaid $20.00
Dormant Account Fee $2.50 per month
Fax $0.50
Item Processed for collection $25.00
Microfiche Copies $2.50
Money Order $1.00
Money Order Non Member $3.00
Photocopy  (Copy Machine) $0.25
Returned Mail $1.50
Statement copy (E-fichency) $2.00
Tax Levy Fee $25.00
Temporary Checks (Comes 3 per page) $0.50
Wire - International $30.00
Wire - Outgoing $10.00
Wire - Western Union $15.00