Valex Federal Credit Union offers new and used car loans at an amazing low rate. Drive away feeling proud of the great deal you received on your auto loan.

New/Used Vehicles

Come in and get qualified for a new car loan, or refinance the loan you already have from another financial institution. Whether you’re test driving your new car, or cruising the streets in your current car, rest assured we will handle all the paper work for you.

    • Competitive rates
    • 100% financing including tax, title and license fees
    • Terms up to 72 months**
    • No prepayment penalties
    • Assistance in researching trade-in value or invoice pricing
    • Get pre-approved before you shop! Call us at 800-828-2539

New/Used Vehicle Loan Application - VALEX Federal Credit UnionNew/Used Vehicle Loan Application (PDF)

Recreation

Purchase a recreational vehicle and spend your summers on the lake or your winters in the snow. With our great rates and flexible terms you could be having fun in your new recreational vehicle. Contact our friendly loan department to help assist you with all your recreational needs.

We provide loans for the following:

  • Campers
  • Boats
  • Trailers                                                                                                      
  • Jet skis
  • Motorcycles 
  • (ATVs) All-Terrain Vehicles

Special Auto Coverage

Credit Life & Disability Insurance

Credit Life & Disability Insurance gives you a way to help cover your loved ones from the unexpected. If you have a balance on your loan and are totally disabled due to a covered injury or illness or in the event of your unexpected death, Credit Disability and Credit Life Insurance may help.

Your purchase of credit life or disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.

GAP coverage

GAP coverage available - for a flat one-time fee, you can have added protection in case your vehicle is totaled or stolen. GAP covers the difference between the insurance company payoff and the current loan balance.

VALEX Federal Credit Union - Mobiliti App